Warner Center News gives an excellent recap as to why State Farm is leaving California. Don't fooled by the Climate Change excuse being bandied about by most of the discredited California mainstream media.
The primary climate that has changed is the Economic Climate in which California Super Majority Democrat Politicians can't disembowel CEQA fast enough. So fast that that two major Insurance companies, State Farm and All State, have decided to stop writing new policies.
My older sister site, Daily PUMA, excoriated Newsom in May of 2022 for chortling about his evaporating Budget Surplus while several multi million dollar mansions were going up in smoke most likely because, the mansions should have NEVER been approved without making sure Fire Engines had access to both the front and back side of the homes that were built on a cliff overlooking the Pacific Ocean, and also for not going after the Power companies strongly enough so their sparking power lines would not create the next incomprehensible preventable fire disaster.
The Insurance companies are the only grown ups left in the room when it comes to reigning greedy California Democrat Politicians who want to declaw CEQA, while on the National Scene, the Fed had to step in and control Joe "I got you 1.9 trillion" Biden by repeatedly raising interest rates.
But the influx of millions of Undocumented most likely assure that ALL Americans will be miserably affected for a few years as the desire to give EVERYONE entitlements in exchange for their vote is not something either Gavin Newsom or Joe Biden want to stop doing.